OPay casinos in Nigeria

OPay

Founded	2013 (as Paycom Nigeria Limited)
Rebranded	2018
Headquarter	Ikeja, Lagos (Alexander House, Alausa)
Owner	Opera Limited
Founder	Zhou Yahui
Net Worth	~$2B
Website	https://www.opayweb.com
Email	[email protected]
Updated	19.03.2026

OPay is a leading fintech company in Nigeria offering mobile money services. It provides digital payments, transfers, bill payments, savings, and loans through its app.

OPay operates as a mobile wallet and payment platform, licensed by Nigeria's Central Bank (CBN). Users can send money instantly, pay utilities, buy airtime, and access microloans with over 10 million daily active users.

Founded in 2013 as Paycom Nigeria Limited and rebranded to OPay, it's headquartered in Lagos. Backed by Opera Software initially, it has grown into one of Nigeria's top four fintechs alongside Moniepoint, Kuda, and PalmPay.

Casinos That Accept OPay in Nigeria

Nigerian players favor OPay casino options for their speed, low costs, and accessibility in a mobile-first market. OPay eliminates barriers like high bank fees or delays common with cards/international wallets.

Several betting sites and online casinos in Nigeria accept OPay deposits for fast, low-fee transactions.

Gambling site	Min deposit	Withdrawal limit
1Win Casino	20 NGN	40k NGN
Bet9ja Casino	100 NGN	100M NGN
mSport	100 NGN	10M NGN
Betgr8	50 NGN	-
Betway Casino	100 NGN	50M NGN
ForteBet	100 NGN	10M NGN
N1 Casino	1000 NGN	500k NGN
Sporty Bet	100 NGN	10M NGN
Pari Pulse	250 NGN	-
BetPawa	250 NGN	-
Helabet	-	2k USD
Betano Casino	50 NGN	40M NGN
Easywin	-	-
BetWinner	€3	7.5M NGN
Betjara	-	-

How to make a deposit from OPay

To deposit funds into your OPay account or a recipient's (e.g., for casinos/betting), use bank transfers, agents, or USSD from your phone.

Bank Transfer (Free, Instant):

1. Open your bank app (GTBank, Zenith, etc.), select "Transfer" > OPay.
2. Enter OPay 10-digit account number (your phone number), name, amount.
3. Confirm; funds reflect in seconds (no fees for most banks).

Agent/ATM Deposit:

Visit OPay POS agents nationwide or ATMs — scan QR code or enter phone number. Minimum ₦100; cashback often applies.

How to withdraw cash from OPay

To withdraw cash from your OPay wallet in Nigeria, use the app for agent/ATM cardless withdrawal, bank transfer, or USSD at merchants — no physical card needed.

Agent/ATM Withdrawal (Cardless):

1. Open OPay app > Home screen > Tap "Withdraw."
2. Select "ATM/Agent," enter amount (₦200–₦100k daily limit), generate PIN code.
3. Visit OPay merchant/POS or ATM, input phone number + code to receive cash instantly (₦10 fee).

Bank Transfer:

1. App > "Withdraw" > "Bank Transfer."
2. Add/choose bank account (NUBAN), enter amount (₦500 min).
3. Confirm with PIN — funds arrive in 30 seconds to 24 hours (free up to 3x daily).

USSD Method: Dial *955# > Withdraw > Enter amount + agent phone — collect at merchant (ideal without phone).

OPay withdrawal limits vary by account tier (Tier 1–3):

Tier	Max Balance	Daily Transfer/Withdrawal	Single Tx Limit	Cash Weekly Cap
1 (Phone only)	₦300,000	₦50,000	₦50,000	₦500,000
2 (BVN)	₦500,000	₦200,000	₦200,000	₦500,000
3 (ID verified)	Unlimited	₦5M	₦5M	₦500,000

Fees:

• Bank transfers: Free (first 3 daily), ₦10 after.
• ATM/Agent cash: ₦10–₦20 flat + 3% over ₦500k weekly.
• POS: ₦100k daily cap per agent, ₦10 fee.

How to Open an OPay Account

To create an OPay account on your phone in Nigeria, download the app and follow simple signup steps — no internet needed for USSD alternative. Basic setup requires just a phone number; upgrade with BVN/ID for full limits.

OPay accounts in Nigeria are digital wallets with tiered levels offering escalating limits and features for everyday banking. All accounts start at Tier 1 and upgrade via BVN/ID verification for full access.

Tier	Requirements
1	Phone number only
2	+ BVN
3	+ ID (NIN/passport), selfie, utility bill

OPay application steps

1. Download OPay from Google Play or App Store.
2. Open app, tap "Create New Account," enter phone number.
3. Verify with SMS OTP, add name/DOB/email, set 6-digit PIN.
4. Accept terms; optionally link BVN/ID/selfie for verification.
5. Fund via transfer/agent/ATM to start using.

Mobile	Download	Rating & Reviews
Android	Download on Google Play	4.5 / 994,000
iPhone	Download on the App Store	4.3 / 38,000

Launch the app, enter your phone number, verify with OTP, set a PIN, and complete BVN linking for full features like transfers. Enable biometrics for security.

OPay Customer Care

OPay Nigeria offers WhatsApp support for customer inquiries as a convenient channel alongside phone and email.

Channel	Contact
WhatsApp	+234 916 599 8936
Email (complaints)	[email protected]

Cross-check via OPay's app chat or official site (opayweb.com/contact-us) to confirm authenticity and avoid fraud, as older sources list alternatives like +234 9066722924.

Common issues:

1. OPay WhatsApp support handles a range of everyday user issues efficiently through quick chats. Common resolutions include transaction disputes and account access problems.
2. Support resolves failed transfers, double debits, or unauthorized charges by reviewing details and screenshots you provide. They often refund or reverse within hours after verification.
3. They assist with login errors, forgotten PINs, BVN linking failures, or app glitches via guided steps. Expect responses on blocked accounts or verification delays.
4. Basic inquiries like airtime top-up errors, bill payment refunds, or POS setup are typical. Provide transaction IDs for faster help; complex cases may escalate to phone support.

How to complain to OPay

OPay offers multiple straightforward channels to submit complaints in Nigeria. Use the in-app option first for fastest resolution, then escalate as needed.

1. In-App Support. Open the OPay app, tap "Me" at bottom-right, select Help Center, and choose Live Chat or Support. Provide transaction IDs, screenshots, and details for issues like failed transfers.
2. Phone and WhatsApp. Dial 0700 888 8328 (app/card issues) or 0700 888 8329 (POS/business), or message WhatsApp at +234 916 599 8936. Follow prompts and get a ticket number for tracking.
3. Email and Social Media. Send details to [email protected] (general) or [email protected] (transactions). DM verified handles: @OPay_NG on X/Twitter, @opay.ng on Instagram/Facebook.
4. Physical Visits. Head to OPay centers like HQ in Lagos (Alexander House, Alausa) or check app for nearby locations. Ideal for high-value disputes; bring ID and evidence.

OPay USSD Code

To use OPay USSD codes in Nigeria, dial *955# from your registered phone number on any network — no app or internet needed. Create an account first via the app or USSD by entering name, DOB, and PIN.

How to use OPay USSD code:

1. Dial *955# to open the main menu.
2. Select options (e.g., 1 for transfer) using keypad numbers.
3. Enter amount, recipient details (phone or account), and confirm with your 4-digit PIN.
4. Receive SMS confirmation; end session to avoid fees (~₦7 per session).

Function	USSD Code
Main Menu	*955#
Check balance	*9550#
Airtime (Self)	*9553*Amount#
Airtime (Others)	*955*3*Amount*PhoneNumber#
Data Purchase	*9554*PhoneNumber#
Transfer OPay	*9551*Amount*PhoneNumber#
Transfer Other Banks	*9552*Amount*Account#
Pay Bills	*9556#
Block Account/Card	*955131# or *955132#

Other USSD codes:

• Check BVN: Dial *565*0# from your registered phone number. OPay's own USSD (*955#) does not include a direct BVN check option.
• Generate OTP: Dial *955010# from your registered phone number to instantly receive the OTP via SMS.
• Reset transaction PIN: Dial *955# — PIN reset options appear after 3 failed attempts or via security settings.

How to Delete OPay Account

To delete an OPay account in Nigeria, first withdraw all funds to zero balance, repay any loans, and clear pending transactions — no balance or debts allowed.

App Deletion Steps:

1. Log into OPay app, tap "Me" (bottom-right).
2. Go to Settings (top-right), select "Close Account."
3. Select reason, confirm warnings, enter PIN/password.
4. Tap "Confirm and Continue" — account closes permanently with data erased.

After deleting your OPay account, your personal data, transaction history, and linked details are permanently cleared from their systems. This includes login access, ID info, balances, and benefits like cashback — making reactivation impossible.

Support Option. Contact customer care (0700 888 8328, WhatsApp +234 916 599 8936, or in-app chat) if app fails. Provide account details and deletion request; they guide escalation.

Latest News

• March 12: OPay dismissed viral claims of Lagos/Abuja office seals by Nigeria Revenue Service over alleged tax issues (VAT/CIT under 2025 Act). Offices remain fully operational; the notice was an industry-wide directive for payment transparency.
• February 12: OPay won Fintech Company of the Year 2025 (second year) at Leadership Awards, recognizing innovation and security. It also expanded with an Ibadan office for better rural access.

FAQ

How to block OPay account when phone is stolen?

Contact support via WhatsApp (+234 916 599 8936), call 0700 888 8328, or visit opayweb.com/contact-us to report theft, unblock later, or recover funds. Provide phone number and incident details.

How to lock money on OPay?

OPay offers an "Emergency Lock" feature to quickly secure your funds from unauthorized debits, ideal for emergencies like theft or panic situations. This app-based tool temporarily freezes transactions for 24 hours, unlockable only by you via Face ID or biometrics.

How to delete transaction history on OPay app?

OPay does not allow users to directly delete transaction history in the app for security and regulatory reasons. Records are retained for audits, disputes, and compliance with CBN/NDIC rules.

Why am I not receiving alerts from OPay app?

Open OPay app > Tap "Me" (bottom-right) > Settings (gear icon) > "SMS Alert Subscription" > Select Credit/Debit/Card alerts > Subscribe (₦4 per SMS, confirm with PIN).

How to lock money on OPay app?

Dial *955131# from any phone for full account lock (no time limit, contact support to unblock).